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Why is insurance important?
Insurance protects you or your dependants if something should happen to you.
Consider what would happen if you should die? Could your family survive financially, continue to service any debt and what would happen to their standard of living? No amount of insurance would ever replace a life, but it can make dealing with the loss easier if these basic financial concerns are taken care of.
What about if you were seriously injured? How would you pay for your ongoing treatment? Would you have to make decisions relating to treatment because you can’t afford it? What impact would the absence of your pay cheque mean? What if you never fully recovered? Would income protection and/or disability insurance help you and your family?
Low costs, generous conditions
Asset's insurance arrangements cover many thousands of members, and that buying power delivers excellent value, with competitive costs and common sense policy conditions.
Insuring through Asset is also very convenient. The costs are deducted directly from your Asset Super account, so once your insurance is in place all you need to do is check it from time to time to ensure it still meets your requirements.
But I have already got cover in my other fund?
If you are keeping another super account open just for the insurance cover in that fund, don’t worry. You may transfer that level of insurance cover to Asset, subject to some simple conditions. That way, you have one account – convenient & easy.
If you wish to discuss your situation, please contact our Client Service Team on 1800 805 981.
Don’t just set & forget
When you first join Asset Super, and from time to time after that, you should give some thought to the type of insurance cover you need and the amount of cover that suits you. We have produced a booklet to help you answer both questions – simply download our Guide to Insurance and you’re on your way to protecting your future.
Insurance is a very personal matter and it would be unusual to find two members whose needs are the same. Asset Super offer members a phone based financial planning advice to assist with determining the right level of cover to suit your needs. Simply contact our Client Service Team on 1800 805 981 to arrange to talk to an advisor.
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